Ebates vs ibotta vs topcashback vs swagbucks vs upromise vs fatwallet?

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{ANSWERED} Are you wondering how many cashback sites out there and which one pays you the most? Then you should check this comparison of all shopping rebate sites to find which is the best.

There are many websites which give you cash back for shopping online through them. So how it is possible? These type of sites acts as a middleman between the online shopping sites and the consumers. The shopping sites will give commission to these cash-back sites and in return, the cash-back sites give commission to the consumers.

So which is the best shopping rebate site to use? Which gives more cash back? It can vary depending on the time and the stores listed on their website. For example: When I tried to shop clothing at Macy’s through Ebates, I got 3% cash back offer. But when I tried the same through Swagbucks, it offered me with 6% cash back (Swagbucks usually offers only 1% for Macy’s). Sometimes, Ebates have higher cash back than normal.

So, you should join multiple cashback websites and check which site has higher cash back at the moment. Below you can see the pros and cons of top shopping rebate sites.

What Will I Learn?

Ebates Review

There are over 2,000 stores in Ebates. Some top sites are the Amazon (but only some categories), JCPenney, Kohl’s, Macy’s, Old Navy, The Disney Store, Walmart. Most top e-commerce websites are listed on Ebates website.

Ebates: Ways to earn

Buy products through one of the stores listed on their website.
Refer a friend to join Ebates

(Unlike most cashback sites you can also earn by)

You can also earn for offline store purchases.

For cashback on purchases

All you have to do is either,

Go to Ebates website and click one of the e-commerce stores to purchase your product (or)
Install their browser extension for your web browser (Ebates browser extension available for Chrome, Firefox, Safari & Microsoft Edge). Go to an e-commerce store. A pop-up will appear and ask you if you want to activate cash back. Give yes.

Ebates cashback amount percentage

Each store in Ebates has different cashback offers which range from 2% to 40%. There is a section in Ebates website called double cash back which offers higher cash back.

Earn from Ebates for buying offline

With ‘In-Store Cash Back‘, you can get cash back for shopping at stores (offline). For this offer, add one or more credit cards to your Ebates account. Visit ‘In-Store Cash Back’ section on Ebates website. Look at the offers and walk to the store and make a purchase at the store with the credit card that you have previously added to your Ebates account. The cash back will be added to your Ebates account.

What is Ebates minimum payout and how long does it take to receive the check?

It will take around 7 days to show your cash back on Ebates website. The minimum payout is only $5.01. They payout once a quarter via PayPal or check. Once $5.01 has been in your account for 60 days. Then the payment will be made on the following dates February 15, May 15, August 15, and November 15.

Earn on Ebates for referring people

Refer a friend to join Ebates with your referral link. Once your friend joins and purchases an item through Ebates, you will get $25. They’ll get $10.

Ebates Payment Proof

Swagbucks Review

Swagbucks has a similar number of stores & top stores when comparing to the Ebates.

Swagbucks: Ways to earn

You can earn Swagbucks points for every purchase you make through their link.
You can earn for referring your friends to join Swagbucks with your affiliate link.

(Unlike Ebates, you can also earn by the below methods)

You can earn for viewing advertisements.
You can earn for signing up for various offers.
You can earn by searching the web.
You can earn by answering polls & surveys.

1 Swagbucks point = 1 Cent. 100 Swagbucks points = 1 dollar (Just calculate yourself).

Swagbucks: How to earn

Earn by purchasing through the stores listed on the Swagbucks website.
Install Swagbucks browser extension to, buy from online stores without visiting Swagbucks website, earn from search, polls & surveys, signing up offers etc.,

Earn on Swagbucks for referring people

If one of your friends joins Swagbucks through your link, you will get $5 (500 Swagbucks points).
You will also get 10% addition when they earn Swagbucks on their account. Example: If your friend earns 1000 SB points, you’ll get 100 SB points.

Swagbucks Payout

If you have earned $1 (or 100 SB points in other words), you can convert the amount into gift cards.
If you have earned more than $25 (2500 Swagbucks) then you can send the amount to your Paypal account.

Ibotta Review

Ibotta is mainly for the rebate on groceries but it also adding other categories periodically. For example: You can get $10 rebate when applying for a new Sam’s Club membership card through Ibotta, you can get the rebate on Pharmaceutical products, you can get $5 rebate when you spend $10 on Hallmark, rebate on booking hotel rooms, Groupon etc.

Categories to shop on Ibotta

Grocery, Pharmacy, Clothing, Beer Wine & Spirits, Beauty & Wellness, Specialty, Convenience, Mobile Shopping

How to earn from Ibotta

STEP 1: Download Ibotta iPhone or Android App (for understanding step 2 better, download the App first)
STEP 2: On the App, select a category > select a local store > select a product > read cashback conditions > check “Unlock $amount Cash Back” > walk to the store > buy the product > on the app, click “Unlocked Deals” icon on the top right corner > it displays the products you previously unlocked cashback > select the product you just purchased > select verify product > select ‘scan product barcodes’ > look for the barcode on the product and scan it. Cashback will be credited to your Ibotta account.

Example: On Ibotta App > Grocery > Walmart (pick a store nearby) > Back to Nature Cookies – Any variety: 6 oz box or larger (cashback condition of the product) > Unlock $1 Cash Back > walk to nearby Walmart > buy the product > on the app, click “Unlocked Deals” icon on the top right corner > it displays ‘Back to Nature Cookies’ > select it >select verify product > select ‘scan product barcodes’ > look for the barcode on ‘Back to Nature Cookies’ package > scan it with your mobile camera.

Ibotta Bonus

There will be a bonus option on Ibotta which gives you additional cashback. Example: Get additional $5 when you redeem 6 rebates.

Ibotta Teamwork

Earn extra when your friends shop. Example: Earn $0.50 extra when you redeem 6 rebates + have your team redeem $6 worth of rebates.

Ibotta Payout

If you have earned $20 then you can get the payment from Ibotta to your Paypal or Venmo account.

Topcashback Review

Topcashback can be used by people living in U.S, U.K, India, and Canada. Just visit Topcashback.com for the U.S, Topcashback.co.uk for the UK or the respective website for your country.

How to earn from Topcashback?

Visit Topcashback website > visit a store listed on their website > shop, as usual, > receive cash back on your Topcashback account
If you are on a smartphone then you can just download their App.
Topcashback also has coupon codes

Topcashback minimum payout

The best thing about Topcashback is that there is no minimum amount limitation for the payout. You can get the payout if you have payable earnings (some amount) in your Topcashback account.
You can receive the payment via ACH or PayPal. Please note: If you just got your payment then you have to wait for some time before requesting your next payment.

Upromise Review

Upromise is one of the other leading cashback sites. The main theme of Upromise is to save your child’s education.

How to earn from uPromise?

Vist online shopping site through their website to receive cashback
Use Upromise Mastercard® while purchasing items
Book your travel through Upromise
Use Upromise eCoupons

Double cash back

You may get double cash back when you shop through their website and use the Upromise Mastercard®.

Upromise minimum payment

You will receive a check if you have the minimum balance of $10

FatWallet Review

FatWallet is another good rebate website. Some stores which aren’t available on other cashback sites may present on FatWallet website.

How to earn from FatWallet?

Just like the above sites, visit the shopping site through FatWallet.

FatWallet minimum payment